Home & Dwelling Insurance

Your home is perhaps your most valuable possession, which is why you  need the best home insurance coverage available. Call today to receive a  free no-obligation quote for flood insurance. We also have policies for dwellings, mobile homes, rental properties, condos, and even renters.

Flood Insurance

Do you know your homeowner’s policy does not cover you for sudden and unexpected rising water? Getting a flood policy will protect your home and your contents for these unforeseen events.

Wind and Hail Insurance

Here in the coastal communities some companies will write you a policy without wind and hail protection. For those living in the coast region it’s essential to have this coverage and at Files Insurance we can quote and  bind your wind and hail coverage today.

Dwelling Insurance

Renters Insurance

Renters’ insurance is an insurance policy which provides most of the benefits of homeowners’ insurance. Renters’ insurance does not include coverage for the dwelling, or structure, with the exception of small alterations that a tenant makes to the structure. The owner of the building is responsible for insuring it, but bears no responsibility for the tenant’s belongings. This type of policy provides liability coverage for the tenant. The tenant’s personal property is covered against named perils such as fire, theft and vandalism.

Flood Policies for Renters

Flood damage is not covered under your basic renters insurance policy. Talk with your insurance agent about your risks to decide if you need flood coverage for your belongings.

Call Files Insurance Agency, Inc. today at 912-264-0100 to receive a free no-obligation quote. Come by our office at 5623 Altama Ave Brunswick, Georgia 31525

Our service area includes the entire state of Georgia and specializes in the needs of  Brunswick, St. Simons Island, Jekyll Island and the Golden Isles.