Proudly serving the insurance needs of Brunswick and the Golden Isles of Georgia

Insurance Services

All insurance agencies are not created equal. You wouldn’t go to a grocery store if it only offered one product, so why go to an insurance agency that sells only one type of insurance? That sort of agency works for the insurance company and not for you. As an independent agency, Files Insurance Agency, Inc., is dedicated to helping you find the absolute best homeowners, auto, and commercial insurance coverage at rates that are well within your budget.

Auto Insurance

Ensure that you’re always covered while driving with comprehensive auto insurance from Files Insurance Agency, Inc. We offer prompt service, competitive rates, and a wide variety of coverage options for cars, trucks, motorcycles, RVs, ATVs, boats and even personal water craft. Policies are available for all makes and models. Commercial auto policies for all types of risk. Additionally, we provide coverage for almost any types of driver, including SR-22 coverage for high-risk drivers.

Homeowners Insurance

Your home is perhaps your most valuable possession, which is why you need the best homeowners insurance coverage available. Call today to receive a free no-obligation quote for flood insurance. We also have policies for dwellings, mobile homes, rental properties, condos, and even renters.

Flood Insurance- Do you know your homeowner’s policy does not cover you for sudden and unexpected rising water? Getting a flood policy will protect your home and your contents for these unforeseen events.

Wind and Hail Insurance- Here in the coastal communities some companies will write you a policy without wind and hail protection. For those living in the coast region it’s essential to have this coverage and at Files Insurance we can quote and  bind your wind and hail coverage today.

Business Insurance

As a business owner, working with a trustworthy insurance agency will definitely save you both time and money. Our agents work with you to find a policy that’s perfect for your business regardless of its size.

• Commercial Coverage
• General Liability
• Workers’ Compensation
• Professional Liability including Errors & Omissions Bonds
• Umbrella Coverage
• Bonds & Inland Marine Policies
• General Liability Insurance with BOPs (Business Owner Policies)


There are many types of bonds; they perform to protect you in different ways depending on the type of bond.

  • Shrimp Forfeiture Bonds for Fishermen  (Required for Commercial Shrimping in Georgia)
  • Title Bonds
  • Performance Bonds

Health Insurance

You simply can’t afford to be without health insurance. Our agents work closely with you to help you find the most complete and affordable coverage available. We provide you with health insurance quotes from a variety of companies including Blue Cross Blue Shield® in a matter of minutes with only minimal information required.  Includes vision, dental, prescription and generic drug coverage. Individual and group coverage for small and large groups. Select the following link to receive a health insurance quote.

“Fred Files is an authorized independent agent of Blue Cross and Blue Shield of Georgia, Inc. Blue Cross and Blue Shield of Georgia, Inc. and Blue Cross Blue Shield Healthcare Plan of Georgia, Inc. are independent licensees of the Blue Cross and Blue Shield Association. The Blue Cross and Blue Shield names and symbols are registered marks of the Blue Cross and Blue Shield Association.”

 Life Insurance

We know it’s difficult to imagine a time when you won’t be there to help provide for your family, which is why we offer programs designed to help meet your life insurance requirements at any stage of life. We offer competitive rates on both whole and term life insurance and even offer to waive the premiums on certain policies. Universal policies are also available to help you build equity. Policies are available for everyone from infants to seniors—even for those who are not in the best of health.

Contact our insurance agency in Brunswick, Georgia, for the absolute best rates on homeowners, auto, and commercial insurance. Call us today at 912-264-0100 or come by our office at 5623 Altama Ave Brunswick, Georgia 31525.

Our service area includes the entire state of Georgia and specializes in the needs of  Brunswick, St. Simons Island, Jekyll Island and the Golden Isles.

Copyright © 2019 Files Insurance Agency, Inc. All Rights Reserved